Do I Need an Agent to Buy a New Construction Home?

Short answer: Yes. And here’s why it could save you time, money, and stress.

When you're standing in a beautiful model home, greeted by a friendly builder sales rep and surrounded by the scent of fresh paint and possibility, it’s easy to think: “I’ve got this.” But before you sign anything, let’s talk about what you might be missing without your own representation.

The Builder’s Sales Team Works for the Builder

Builder reps are knowledgeable, helpful, and great at showcasing the property but, they represent the builder’s interests, not yours. Their goal is to sell homes at the best terms for the builder. That means:

  • They won’t negotiate on your behalf.
  • They may not disclose all incentives or upgrades available.
  • They won’t advise you on contract terms that protect you.

What a Buyer’s Agent Brings to the Table

Having your own agent especially one who knows the local market and builder practices is like having a personal advocate in your corner. Here’s what you gain:

  • Negotiation Power: Agents can uncover hidden incentives, negotiate upgrades, and push for better pricing or closing costs.
  • Contract Expertise: Builders use their own contracts, which can be complex and builder-favorable. Your agent helps you understand the fine print and avoid costly surprises.
  • Construction Oversight: A good agent will track timelines, attend walkthroughs, and flag issues early so you’re not left scrambling at closing.
  • Local Insight: Agents know which builders deliver on promises and which ones cut corners. That’s insider info you won’t get from a sales brochure.

What You Risk Without Representation

Going solo or relying solely on the builder’s team could mean:

  • Missing out on thousands in potential savings.
  • Overlooking contract clauses that limit your rights.
  • Getting locked into a timeline or financing option that doesn’t serve you.
  • Feeling overwhelmed when issues arise and having no one to advocate for you.

You Deserve a Guide, Not Just a Sales Pitch

Buying new construction is exciting, but it’s also a major investment. You deserve someone who’s focused on your goals, not the builder’s bottom line. A licensed REALTOR® brings clarity, protection, and peace of mind so you can enjoy the process and feel confident every step of the way.

Thinking about new construction? Let’s explore your options

From builder incentives to custom features, new homes offer exciting possibilities. I’ll walk you through communities, floor plans, and financing options so you can build with clarity and confidence.

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Home Mortgages: Pre-Approval vs. Pre-Qualification

By Joy Sampson, Licensed Texas Real Estate Agent | JBGoodwin REALTORS®

What Every First-Time Buyer Should Know Before Visiting a Builder

If you're thinking about buying a new construction home, you've probably heard the terms pre-qualification and pre-approval tossed around. While they sound similar, they serve different purposes and knowing the difference can save you time, stress, and even money.

Let’s break it down so you can walk into your builder meeting with confidence and clarity.

What Is Pre-Qualification?

Pre-qualification is a quick, informal estimate of how much you might be able to borrow.

  • Based on self-reported income, debts, and credit score
  • Usually doesn’t involve a hard credit check
  • Can be done online or over the phone
  • Helps you get a general idea of your budget

Think of it as a soft starting point great for early planning, but not strong enough to make offers or secure builder incentives.

What Is Pre-Approval?

Pre-approval is a formal process where a lender verifies your financial information and gives you a conditional loan amount.

  • Requires documentation (pay stubs, tax returns, bank statements)
  • Includes a hard credit check
  • Results in a pre-approval letter
  • Shows builders and sellers you’re serious and financially ready

This is your golden ticket when you're ready to tour homes, negotiate incentives, or lock in pricing.

What If You’re Using a Builder’s Preferred Lender?

Many builders offer special incentives—like closing cost assistance or interest rate buydowns—if you use their preferred lender. It’s a great opportunity, but here’s what you need to know:

Advantages:

  • Builder incentives can save you thousands
  • Faster communication between builder and lender
  • Streamlined process for new construction timelines

Disadvantages:

  • You may not get the best rate compared to outside lenders
  • Less flexibility in loan products
  • Incentives may be tied to specific loan types

Should You Get Pre-Qualified or Pre-Approved Before Talking to the Builder’s Lender?

  • Yes, absolutely. Even if you plan to use the builder’s lender, getting pre-approved by an outside lender first gives you:
    • A benchmark to compare rates and terms
    • Leverage in negotiations
    • Confidence in your budget before falling in love with a home

    You’re not locked in, you’re simply informed.

Steps to Take Before Touring New Construction Homes

  • Get pre-approved by a trusted lender (I can connect you!)
  • Compare offers with the builder’s preferred lender
  • Ask questions about incentives, timelines, and loan types
  • Tour homes with clarity and confidence
  • Choose the lender that aligns with your goals

Final Thoughts

Buying new construction is exciting but it’s also a strategic move. Whether you're working with a builder’s lender or exploring outside options, I’m here to guide you with faith, clarity, and care. Let’s make sure your financing is just as strong as your foundation.

Ready to explore new homes and builder incentives?

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Why New Construction Might Be Your Perfect Fit

By Joy Sampson, Licensed Texas REALTOR® | JBGoodwin REALTORS®

When it comes to buying a home, many clients ask: “Should I go with resale or new construction?” While both have their perks, new construction offers unique advantages—especially for first-time buyers, growing families, and anyone looking for a fresh start.

As a REALTOR® specializing in new builds across Central Texas, I’ve seen firsthand how builder partnerships and strategic timing can unlock incredible opportunities for my clients. Here’s why new construction might be the right move for you:

1. Everything Is Brand New

From the roof to the appliances, you’re the first to live in the home. That means fewer repairs, modern finishes, and warranties that give you peace of mind.

2. Builder Incentives Can Save You Thousands

Many builders offer closing cost assistance, interest rate buydowns, and upgrade packages especially when you work with a trusted agent who knows how to negotiate on your behalf.

3. Customization Without the Headache

Depending on the stage of construction, you may be able to choose your flooring, countertops, or even layout options without the stress of a full renovation.

4. Strategic Location & Community Perks

New communities often include parks, trails, schools, and retail nearby. I help clients find neighborhoods that match their lifestyle and long-term goals.

5. Guided Support Every Step of the Way

Buying new construction can feel overwhelming but you don’t have to navigate it alone. I walk with you through every phase: from builder selection and contract review to inspections and closing day.

Ready to Explore New Construction Homes?

I’ve created a powerful search tool that gives you access to the largest collection of new construction homes in Central Texas including quick move-ins and upcoming releases.

Start Your New Home Search Below 

Save your favorites, reach out for private tours, and let’s find the home that fits your vision and your budget.

Austin Leasing Statistics Update September 2025

Joy Sampson - September 7, 2025

How Supply & Demand Are Shaping Central Texas Lease Prices

2025-09-07 Market Insight from Joy Sampson, REALTOR®

If you’ve been watching the rental market in Central Texas, you’ve probably noticed a shift. More homes are available, prices are softening, and properties are sitting longer. But why?

Let’s break it down with a little real estate economics—because when it comes to pricing, supply and demand rule the game.

Supply Is Up

Total lease inventory is up +8% compared to last year—an increase of 500 units

Single-family homes for rent are up +3%, adding 150 homes to the market

More options mean renters have choices. And when supply rises faster than demand, prices tend to dip.

Demand Is Holding Steady

Overall demand is up +5%

But home demand is level, showing no significant growth

This mismatch between rising supply and flat home demand is creating a more competitive environment for landlords.

Leasing Cycles Are Slowing

Days on Market (DOM) in September 2024:

62 days DOM in September 2025: 96 days

Prices Are Softening

Days on Market (DOM) in September 2024: 62 days

DOM in September 2025: 96 days

What to Expect

With supply up +8% and demand up +5%, expect prices to continue softening slightly—especially in multifamily and entry-level rental segments. Homes may remain stable, but longer DOM and increased competition are the new normal.

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Joy’s Take

Whether you're a renter looking for the right fit or a landlord adjusting your strategy, understanding the numbers helps you move with confidence. I’m here to guide you through it all—with clarity, integrity, and a little economic wisdom.

Want help pricing your rental or finding the right lease? Let’s connect.