HomeBuying Guide
Your Step-by-Step Guide to Buying a Home in Central Texas
Ten Steps To Buying A Home In Central Texas
Step 1: Connect with a REALTOR
Reach out to Joy Sampson, your trusted JBGoodwin REALTOR®. We’ll schedule a discovery call to align your goals, timeline, and budget with clarity and care. I will also help you understand the steps ahead and connect you with a reputable lender.
Step 2: Get Pre-Approved
Before we tour homes, I’ll connect you with trusted lenders who can help you understand your buying power and secure pre-approval for a smooth transaction.
Step 3: Down Payment & Closing Costs Eligibility
After connecting with a lender, we’ll explore financing options that fit your budget—including low down payment programs like FHA, VA, USDA, and first-time buyer incentives. Whether you're working with 3.5%, zero down, or something in between, I’ll help you understand what’s possible and what’s smart.
Using my curated search tools, we’ll browse new builds across Austin, Manor, Pflugerville, Hutto, and beyond—tailored to your budget and vision.
Thinking about new construction? Let’s explore your options. Whether you're just starting your search or have questions about the process, I’m here to listen, guide, and empower. From builder incentives to custom features, new homes offer exciting possibilities. I’ll guide you through communities, floor plans, and financing options with clarity, confidence and care.
Step 5: Tour Communities & Model Homes
I’ll schedule private tours with builders and guide you through floor plans, incentives, and neighborhood features that align with your goals.
Step 6: Compare & Strategize
We’ll review pricing, builder reputations, and timelines. I’ll provide a comparative market analysis (CMA) to help you make an informed decision.
Step 7: Submit Your Offer
Once you’ve found “the one,” I’ll help you craft a strong offer, negotiate terms, and advocate for your best interests every step of the way.
Step 8: Navigate the Contract & Build Process
From contract to appraisal to closing, I’ll walk you through home to uncover any hidden issues with inspections, lender ordered appraisal, builder meetings, and milestone updates—ensuring transparency and peace of mind.
Step 9: Final Walkthrough & Closing
We’ll do a final walkthrough to confirm everything is in place. Then, you'll sign your final loan documents and deed at the title company. I’ll celebrate with you at closing as you receive your keys and step into your future.
Step 10: Move In and Stay Connected
Congratulations! You are anew homeowner. Even after closing, I’m here for you. Whether it’s renovations, referrals, or your next move—I’m your lifelong resource for real estate and legacy-building.
